ELLIPAL Pay keeps card fees and limits clear. This guide explains the main fees, spending limits, FX rates, and when gas fees may apply.
Daily Purchase Fees
No transaction fees when spending with your card
1:1 stablecoin usage — a €10 purchase = 10 EURe (or equivalent)
Foreign Exchange (FX) Fees
No added fees from ELLIPAL Pay for currency conversions
Visa’s exchange rate is applied automatically at the time of purchase
Pro Tip:
When travelling, always select the local currency at payment terminals for better rates.
Daily Spending Limits
Daily limit runs on a rolling 24-hour period and does not reset at 00:00
| Limit Type | Maximum |
| Daily Spending Limit | 8,000 EURe/GBPe/USDCe |
| Single Transaction Limit | 5,000 EURe/GBPe/USDCe |
A Note on Gas Fees
- No gas fees for ELLIPAL Pay card transactions
- Gas fees apply only to on-chain crypto transfers (e.g., sending funds from your Safe to another wallet)